About MyRaif – mobile bank
Join MyRaif - a simple, free and fast mobile app from Raiffeisen Bank in Ukraine for managing your finances without branches or queues, trusted by millions of Ukrainians. Over 800 000 users, 200 000+ clients connected...
Join MyRaif - a simple, free and fast mobile app from Raiffeisen Bank in Ukraine for managing your finances without branches or queues, trusted by millions of Ukrainians. Over 800 000 users, 200 000+ clients connected cashback, and more than 2 million transactions every day. Express yourself with stylish money manager! Digital banking is on top - let no air raid alert or power outage stop you from: - Paying your café bills, for a taxi, cinema tickets, food delivery, tuition, medical insurance, mobile or car expenses on time - Shopping in stores or online - Repaying loans and getting online credit: money directly to your card - Paying utilities bills - Making transfers or control your child’s expenses - Getting credit money until salary or any quick loan for your needs - And even paying traffic fines or games fees Trust yourself and your money wallet: keep your daily expenses and income under control - just pay and be calm “My Raif is MyRaif”! NEED TO OPEN A CARD? - Download and install MyRaif mobile application. - Follow identity verification with the help of id-card/foreign passport/tax number or via Diia, confirm your mobile number - Select the card and follow the prompts on the screen Your card is ready, no paper documents needed! CONVENIENT BANKING - Catch discounts with cards Visa Fishka on OKKO and ATB in shops daily - convenient wallet is always nereby. - Easily analyze your spending with detailed and transparent transaction history. Be sure: “My expances are under control!” - Want to find nearest ATMs and branches? Interactive map will help. - Get support through a convenient chat. Our operators will help you quickly resolve any issues. - Protect yourself and your loved ones - apply for insurance just in one click - our health and cars are protected! - Security is first: 3DS protects your online purchases. TRANSFERS - Transfer money from card-to-card of any Ukrainian bank quickly - no commission. Use easy and fast IBAN transfers. Save your main transfers in “Favorites” and easily repeat them. - Receive international MoneyGram transfers directly in the app. Safe and convenient. - Stay in touch with your family and friends - top up your mobile account in MyRaif for free! - Send and receive money using only a phone number - no card number needed. DEPOSITS - Save with SKRYNYA for gifts, vacation, car, support for the Armed Forces of Ukraine, education, or a financial cushion. - Open Progressive and Classic deposits in UAH and foreign currency. CASHBACK - Choose cashback categories in our app and make your purchases even more enjoyable. View your cashback and purchase history to see what brings you most benefits. - Connect your existing cards to National Cashback program and get benefits from your purchases! Or open new National Cashback card in MyRaif and get cashback on it. CURRENCY EXCHANGE - View valid currency exchange rates and buy currency quickly. Keep in mind profitable kursopad! - Open currency cards for dollars and euros. MY CREDIT - A credit card with a 100-day grace period for all your ideas. - Cash loans for repairment, electronic devices, auto or other purposes. Choose a convenient payment date to be in line with your plans. FOR ENTREPRENEURS - Open a sole proprietorship (FOP) account to work with clients and partners. No fees for account opening, maintenance, or transfers - details available immediately. Order a POS terminal and enjoy no subscription fee for the first month of use. - Instant switch between “personal cards vs business account” within a single profile. Full control over cash flow, up-to-date card and account statuses, account statement generation, payment search by name or amount, copying card and account details, and creating QR codes from details. Follow the update to take advantage of even more MyRaif features. Raiffeisen Bank JSC. Entered in the State Register of Banks on March 27, 1992, under No. 94, with a record of the right to conduct banking activities under No. 10.
Version History Even more opportunities for you and your business! - IBAN transfers: specify the actual payer or payee or recipient to make a payment on behalf of another person. - Loans for Private entrepreneurs: submit your tax return via MyRaif to access business financing. - More benefits with Cashback+: activate new partner offers to earn higher monthly cashback. Everything for life and business — right at your fingertips! 4.27.6 Sep 22 Managing your finances just got easier! In-app insurance in one place: Find policies purchased in the app under "More" → "Insurance". Higher credit limit: We now accept OK-5 and OK-7 certificates — get yours from Diia in just 1 minute. Faster e-signing: Receive signature codes via push notifications and sign documents without leaving the app. Maximum convenience in one app! 4.26.4 Aug 25 More possibilities for your daily finances - Want your credit and own funds together? Get a credit card in just a few clicks during your first registration. - Keeping an eye on currency? We’ve added convenient charts showing exchange rate dynamics. - Planning to refuel at OKKO? Check the latest fuel prices in the “Fishka” section. Fewer steps — more useful features. That’s exactly how we like it! 4.25.6 Aug 13 More possibilities for your daily finances - Want your credit and own funds together? Get a credit card in just a few clicks during your first registration. - Keeping an eye on currency? We’ve added convenient charts showing exchange rate dynamics. - Planning to refuel at OKKO? Check the latest fuel prices in the “Fishka” section. Fewer steps — more useful features. That’s exactly how we like it! 4.25.5 Jul 31 More possibilities for your daily finances - Want your credit and own funds together? Get a credit card in just a few clicks during your first registration. - Keeping an eye on currency? We’ve added convenient charts showing exchange rate dynamics. - Planning to refuel at OKKO? Check the latest fuel prices in the “Fishka” section. Fewer steps — more useful features. That’s exactly how we like it! 4.25.4 Jul 28 This release is all about convenience! -Got a card at Nova Poshta? Activate it in MyRaif in a few steps.Looking for great deals? -Now they live in the "Offers for you" section. -For sole proprietors, we've added the ability to open a sole proprietor account in the app without a commission, as well as make transfers between your own accounts. Fewer steps — more useful features. That's how we like it! 4.24.6 Jul 3 This release is all about convenience! -Got a card at Nova Poshta? Activate it in MyRaif in a few steps.Looking for great deals? -Now they live in the "Offers for you" section. -For sole proprietors, we've added the ability to open a sole proprietor account in the app without a commission, as well as make transfers between your own accounts. Fewer steps — more useful features. That's how we like it! 4.24.5 Jun 30 Introducing the new MyRaif features—faster, simpler, and more tailored to your daily life! Everything you need—right at your fingertips Now, just tap and hold the MyRaif icon on your smartphone’s home screen to instantly access the action you need. Card delivery Order a debit or credit card right in the app, and let “Nova Poshta” handle the delivery. Taking care of what matters—also in the app You can now start the process of applying for an insurance product in MyRaif. 4.23.2 Jun 18 Introducing the new MyRaif features—faster, simpler, and more tailored to your daily life! Everything you need—right at your fingertips Now, just tap and hold the MyRaif icon on your smartphone’s home screen to instantly access the action you need. Card delivery Order a debit or credit card right in the app, and let “Nova Poshta” handle the delivery. Taking care of what matters—also in the app You can now start the process of applying for an insurance product in MyRaif. 4.23.1 Jun 2 We’ve revamped MyRaif. It’s even better now. MyRaif now “talks” We’ve added support for VoiceOver. Because true convenience means the app adapts to you. Business support that doesn’t keep you waiting Chat or call — choose whatever’s more convenient. We’ll find the right agent for you before you even have time to brew a cup of tea. Discounts right in the app Now you don’t have to hunt for deals — they’re already in MyRaif. All you have to do is take advantage of them. 4.21.15 May 10 We’ve revamped MyRaif. It’s even better now. MyRaif now “talks” We’ve added support for VoiceOver. Because true convenience means the app adapts to you. Business support that doesn’t keep you waiting Chat or call — choose whatever’s more convenient. We’ll find the right agent for you before you even have time to brew a cup of tea. Discounts right in the app Now you don’t have to hunt for deals — they’re already in MyRaif. All you have to do is take advantage of them. 4.21.13 May 5 New features for your convenience Savings Box A new way to save money. Set up automatic top-ups from your transactions and save effortlessly, even if you forget to set money aside. Share your Savings Box with loved ones and save together toward shared goals. Payments for PE Create hryvnia IBAN payments—all your business financial activities in one app. Enter the IBAN of the tax authority you need, select the payment code and payment details, and we’ll generate the tax payment. 4.20.10 May 1 New features for your convenience Savings Box A new way to save money. Set up automatic top-ups from your transactions and save effortlessly, even if you forget to set money aside. Share your Savings Box with loved ones and save together toward shared goals. Payments for PE Create hryvnia IBAN payments—all your business financial activities in one app. Enter the IBAN of the tax authority you need, select the payment code and payment details, and we’ll generate the tax payment. 4.20.9 Apr 8 There are many useful features in the new release! Cash loans -Take out new loans for any purpose. Choose a convenient payment date Salary to your Raif card -Transfer your salary to Raif without any hassle: fill out the application, sign it, and send it to your accountant Cashback -View your cashback history by category and individual purchases to see what brings you the most benefits Payment status -Track the status of IBAN payments by a unique number — control is in your hands 4.19.5 Mar 11 1) Investments Buy hryvnia bonds directly in the app. We have automated everything from opening a securities account to signing documents; 2) Map We have added ATMs that dispense euros. Find the nearest one and get cash without any extra hassle; 3) Fishka We have added barcode display to the Fishka menu; 4) Statements for sole proprietors Generate and send PDF statements for hryvnia accounts; 5) Credit limit Entrepreneurs can apply for a limit by adding income documents. 4.18.4 Feb 11 In the updated MyRaif: -Earn together: invite friends to the bank via QR code; -Loans: added the process of issuing loans for IT professionals working as individual entrepreneurs; -Cards and deposits: instant reissue of virtual cards and deposit replenishment on the first day; -Privat entrepreneurs: personal and business finances in one app. Now privat entrepreneurs are in MyRaif (details in PDF, transaction history, switching between profiles, etc.). 4.17.2 Jan 14 We have a big update. Now you and your friends get a cash bonus for recommending MyRaif — just send an invitation from the app You can now use Natskeshbek funds to pay for utilities and make donations. We have also taught the scanner to read QR codes for payment directly from your photos in the gallery. And if you suddenly run out of money during an online purchase, you can top up your card directly on the confirmation screen without canceling the transaction. Update and test 4.16.3 12/18/2025 We have a big update. Now you and your friends get a cash bonus for recommending MyRaif — just send an invitation from the app You can now use Natskeshbek funds to pay for utilities and make donations. We have also taught the scanner to read QR codes for payment directly from your photos in the gallery. And if you suddenly run out of money during an online purchase, you can top up your card directly on the confirmation screen without canceling the transaction. Update and test 4.16.2 12/16/2025 They say there is no such thing as perfection. But we stubbornly continue to update MyRaif. Now you can open currency deposits, top up your card from another bank, get personal cashback offers and discounts on OKKO fuel for Visa Fishka cardholders. And yes, we are sometimes surprised ourselves how all this fits into one update. 4.15.1 11/18/2025 No noticeable changes to the interface, but with important updates. We are testing a new feature for credit cards — it will be available soon. You can now go directly to the support chat from a message. Deposits are more convenient, SWIFT is easier to understand. Banners have become smarter, and notifications more accurate. We are working to make banking even more comfortable. And this is just the beginning. 4.14.1 11/02/2025 No noticeable changes to the interface, but with important updates. We are testing a new feature for credit cards — it will be available soon. You can now go directly to the support chat from a message. Deposits are more convenient, SWIFT is easier to understand. Banners have become smarter, and notifications more accurate. We are working to make banking even more comfortable. And this is just the beginning. 4.14.0 10/24/2025 New features from MyRaif—making your banking experience even more exciting! 1) ATM map: Easily find ATMs nearby where you can withdraw cash (USD). 2) Transaction history: View your deposit history and generate statements for a selected period. 3) Loyalty: Fishka points are now available! Find your loyalty account by phone number, check your Fishka points balance, and find out your connection status. 4.13.1 09/23/2025 What's new in MyRaif? -Now, when you repeat an IBAN transfer, we will substitute the recipient's data ourselves - why enter the same thing twice? -And a little more magic: a bunch of small but important improvements that will make your experience even more enjoyable 4.12.2 09/04/2025 What's new in MyRaif? -Now, when you repeat an IBAN transfer, we will substitute the recipient's data ourselves - why enter the same thing twice? -And a little more magic: a bunch of small but important improvements that will make your experience even more enjoyable 4.12.1 08/26/2025 MyRaif is now even more convenient: - Your “By IBAN details” and ‘Transfers’ templates are moved from RO to MyRaif “Favorites” automatically (without suitcases). But it will take some time. When they are fully migrated, we will additionally write to you about it! - Loans with insurance for pensioners and everyone else (what if) - Bugs are a minus, convenience is a plus Update, because the app has tried! 4.11.2 08/06/2025
Previous Versions
Here you can find the changelog of MyRaif – mobile bank since it was posted on our website on 2024-04-17 18:49:52.
The latest version is 4.27.6 and it was updated on 2026-10-15 06:56:03. See below the changes in each version.
MyRaif – mobile bank version 4.27.6
Updated At: 2026-10-13
Changes: Version History Even more opportunities for you and your business!
- IBAN transfers: specify the actual payer or payee or recipient to make a payment on behalf of another person.
- Loans for Private entrepreneurs: submit your tax return via MyRaif to access business financing.
- More benefits with Cashback+: activate new partner offers to earn higher monthly cashback.
Everything for life and business — right at your fingertips! 4.27.6 Sep 22 Managing your finances just got easier!
In-app insurance in one place: Find policies purchased in the app under "More" → "Insurance".
Higher credit limit: We now accept OK-5 and OK-7 certificates — get yours from Diia in just 1 minute.
Faster e-signing: Receive signature codes via push notifications and sign documents without leaving the app.
Maximum convenience in one app! 4.26.4 Aug 25 More possibilities for your daily finances
- Want your credit and own funds together? Get a credit card in just a few clicks during your first registration.
- Keeping an eye on currency? We’ve added convenient charts showing exchange rate dynamics.
- Planning to refuel at OKKO? Check the latest fuel prices in the “Fishka” section.
Fewer steps — more useful features. That’s exactly how we like it! 4.25.6 Aug 13 More possibilities for your daily finances
- Want your credit and own funds together? Get a credit card in just a few clicks during your first registration.
- Keeping an eye on currency? We’ve added convenient charts showing exchange rate dynamics.
- Planning to refuel at OKKO? Check the latest fuel prices in the “Fishka” section.
Fewer steps — more useful features. That’s exactly how we like it! 4.25.5 Jul 31 More possibilities for your daily finances
- Want your credit and own funds together? Get a credit card in just a few clicks during your first registration.
- Keeping an eye on currency? We’ve added convenient charts showing exchange rate dynamics.
- Planning to refuel at OKKO? Check the latest fuel prices in the “Fishka” section.
Fewer steps — more useful features. That’s exactly how we like it! 4.25.4 Jul 28 This release is all about convenience!
-Got a card at Nova Poshta? Activate it in MyRaif in a few steps.Looking for great deals?
-Now they live in the "Offers for you" section.
-For sole proprietors, we've added the ability to open a sole proprietor account in the app without a commission, as well as make transfers between your own accounts.
Fewer steps — more useful features. That's how we like it! 4.24.6 Jul 3 This release is all about convenience!
-Got a card at Nova Poshta? Activate it in MyRaif in a few steps.Looking for great deals?
-Now they live in the "Offers for you" section.
-For sole proprietors, we've added the ability to open a sole proprietor account in the app without a commission, as well as make transfers between your own accounts.
Fewer steps — more useful features. That's how we like it! 4.24.5 Jun 30 Introducing the new MyRaif features—faster, simpler, and more tailored to your daily life!
Everything you need—right at your fingertips
Now, just tap and hold the MyRaif icon on your smartphone’s home screen to instantly access the action you need.
Card delivery
Order a debit or credit card right in the app, and let “Nova Poshta” handle the delivery.
Taking care of what matters—also in the app
You can now start the process of applying for an insurance product in MyRaif. 4.23.2 Jun 18 Introducing the new MyRaif features—faster, simpler, and more tailored to your daily life!
Everything you need—right at your fingertips
Now, just tap and hold the MyRaif icon on your smartphone’s home screen to instantly access the action you need.
Card delivery
Order a debit or credit card right in the app, and let “Nova Poshta” handle the delivery.
Taking care of what matters—also in the app
You can now start the process of applying for an insurance product in MyRaif. 4.23.1 Jun 2 We’ve revamped MyRaif. It’s even better now.
MyRaif now “talks”
We’ve added support for VoiceOver. Because true convenience means the app adapts to you.
Business support that doesn’t keep you waiting
Chat or call — choose whatever’s more convenient. We’ll find the right agent for you before you even have time to brew a cup of tea.
Discounts right in the app
Now you don’t have to hunt for deals — they’re already in MyRaif. All you have to do is take advantage of them. 4.21.15 May 10 We’ve revamped MyRaif. It’s even better now.
MyRaif now “talks”
We’ve added support for VoiceOver. Because true convenience means the app adapts to you.
Business support that doesn’t keep you waiting
Chat or call — choose whatever’s more convenient. We’ll find the right agent for you before you even have time to brew a cup of tea.
Discounts right in the app
Now you don’t have to hunt for deals — they’re already in MyRaif. All you have to do is take advantage of them. 4.21.13 May 5 New features for your convenience
Savings Box
A new way to save money. Set up automatic top-ups from your transactions and save effortlessly, even if you forget to set money aside. Share your Savings Box with loved ones and save together toward shared goals.
Payments for PE
Create hryvnia IBAN payments—all your business financial activities in one app.
Enter the IBAN of the tax authority you need, select the payment code and payment details, and we’ll generate the tax payment. 4.20.10 May 1 New features for your convenience
Savings Box
A new way to save money. Set up automatic top-ups from your transactions and save effortlessly, even if you forget to set money aside. Share your Savings Box with loved ones and save together toward shared goals.
Payments for PE
Create hryvnia IBAN payments—all your business financial activities in one app.
Enter the IBAN of the tax authority you need, select the payment code and payment details, and we’ll generate the tax payment. 4.20.9 Apr 8 There are many useful features in the new release!
Cash loans
-Take out new loans for any purpose. Choose a convenient payment date
Salary to your Raif card
-Transfer your salary to Raif without any hassle: fill out the application, sign it, and send it to your accountant
Cashback
-View your cashback history by category and individual purchases to see what brings you the most benefits
Payment status
-Track the status of IBAN payments by a unique number — control is in your hands 4.19.5 Mar 11 1) Investments
Buy hryvnia bonds directly in the app. We have automated everything from opening a securities account to signing documents;
2) Map
We have added ATMs that dispense euros. Find the nearest one and get cash without any extra hassle;
3) Fishka
We have added barcode display to the Fishka menu;
4) Statements for sole proprietors
Generate and send PDF statements for hryvnia accounts;
5) Credit limit
Entrepreneurs can apply for a limit by adding income documents. 4.18.4 Feb 11 In the updated MyRaif:
-Earn together: invite friends to the bank via QR code;
-Loans: added the process of issuing loans for IT professionals working as individual entrepreneurs;
-Cards and deposits: instant reissue of virtual cards and deposit replenishment on the first day;
-Privat entrepreneurs: personal and business finances in one app. Now privat entrepreneurs are in MyRaif (details in PDF, transaction history, switching between profiles, etc.). 4.17.2 Jan 14 We have a big update. Now you and your friends get a cash bonus for recommending MyRaif — just send an invitation from the app
You can now use Natskeshbek funds to pay for utilities and make donations.
We have also taught the scanner to read QR codes for payment directly from your photos in the gallery. And if you suddenly run out of money during an online purchase, you can top up your card directly on the confirmation screen without canceling the transaction.
Update and test 4.16.3 12/18/2025 We have a big update. Now you and your friends get a cash bonus for recommending MyRaif — just send an invitation from the app
You can now use Natskeshbek funds to pay for utilities and make donations.
We have also taught the scanner to read QR codes for payment directly from your photos in the gallery. And if you suddenly run out of money during an online purchase, you can top up your card directly on the confirmation screen without canceling the transaction.
Update and test 4.16.2 12/16/2025 They say there is no such thing as perfection. But we stubbornly continue to update MyRaif. Now you can open currency deposits, top up your card from another bank, get personal cashback offers and discounts on OKKO fuel for Visa Fishka cardholders. And yes, we are sometimes surprised ourselves how all this fits into one update. 4.15.1 11/18/2025 No noticeable changes to the interface, but with important updates.
We are testing a new feature for credit cards — it will be available soon.
You can now go directly to the support chat from a message.
Deposits are more convenient, SWIFT is easier to understand.
Banners have become smarter, and notifications more accurate.
We are working to make banking even more comfortable. And this is just the beginning. 4.14.1 11/02/2025 No noticeable changes to the interface, but with important updates.
We are testing a new feature for credit cards — it will be available soon.
You can now go directly to the support chat from a message.
Deposits are more convenient, SWIFT is easier to understand.
Banners have become smarter, and notifications more accurate.
We are working to make banking even more comfortable. And this is just the beginning. 4.14.0 10/24/2025 New features from MyRaif—making your banking experience even more exciting!
1) ATM map: Easily find ATMs nearby where you can withdraw cash (USD).
2) Transaction history: View your deposit history and generate statements for a selected period.
3) Loyalty: Fishka points are now available! Find your loyalty account by phone number, check your Fishka points balance, and find out your connection status. 4.13.1 09/23/2025 What's new in MyRaif?
-Now, when you repeat an IBAN transfer, we will substitute the recipient's data ourselves - why enter the same thing twice?
-And a little more magic: a bunch of small but important improvements that will make your experience even more enjoyable 4.12.2 09/04/2025 What's new in MyRaif?
-Now, when you repeat an IBAN transfer, we will substitute the recipient's data ourselves - why enter the same thing twice?
-And a little more magic: a bunch of small but important improvements that will make your experience even more enjoyable 4.12.1 08/26/2025 MyRaif is now even more convenient:
- Your “By IBAN details” and ‘Transfers’ templates are moved from RO to MyRaif “Favorites” automatically (without suitcases). But it will take some time. When they are fully migrated, we will additionally write to you about it!
- Loans with insurance for pensioners and everyone else (what if)
- Bugs are a minus, convenience is a plus
Update, because the app has tried! 4.11.2 08/06/2025
MyRaif – mobile bank version 4.27.6
Updated At: 2026-09-25
Changes: Version History Even more opportunities for you and your business!
- IBAN transfers: specify the actual payer or payee or recipient to make a payment on behalf of another person.
- Loans for Private entrepreneurs: submit your tax return via MyRaif to access business financing.
- More benefits with Cashback+: activate new partner offers to earn higher monthly cashback.
Everything for life and business — right at your fingertips! 4.27.6 2d ago Managing your finances just got easier!
In-app insurance in one place: Find policies purchased in the app under "More" → "Insurance".
Higher credit limit: We now accept OK-5 and OK-7 certificates — get yours from Diia in just 1 minute.
Faster e-signing: Receive signature codes via push notifications and sign documents without leaving the app.
Maximum convenience in one app! 4.26.4 Aug 25 More possibilities for your daily finances
- Want your credit and own funds together? Get a credit card in just a few clicks during your first registration.
- Keeping an eye on currency? We’ve added convenient charts showing exchange rate dynamics.
- Planning to refuel at OKKO? Check the latest fuel prices in the “Fishka” section.
Fewer steps — more useful features. That’s exactly how we like it! 4.25.6 Aug 13 More possibilities for your daily finances
- Want your credit and own funds together? Get a credit card in just a few clicks during your first registration.
- Keeping an eye on currency? We’ve added convenient charts showing exchange rate dynamics.
- Planning to refuel at OKKO? Check the latest fuel prices in the “Fishka” section.
Fewer steps — more useful features. That’s exactly how we like it! 4.25.5 Jul 31 More possibilities for your daily finances
- Want your credit and own funds together? Get a credit card in just a few clicks during your first registration.
- Keeping an eye on currency? We’ve added convenient charts showing exchange rate dynamics.
- Planning to refuel at OKKO? Check the latest fuel prices in the “Fishka” section.
Fewer steps — more useful features. That’s exactly how we like it! 4.25.4 Jul 28 This release is all about convenience!
-Got a card at Nova Poshta? Activate it in MyRaif in a few steps.Looking for great deals?
-Now they live in the "Offers for you" section.
-For sole proprietors, we've added the ability to open a sole proprietor account in the app without a commission, as well as make transfers between your own accounts.
Fewer steps — more useful features. That's how we like it! 4.24.6 Jul 3 This release is all about convenience!
-Got a card at Nova Poshta? Activate it in MyRaif in a few steps.Looking for great deals?
-Now they live in the "Offers for you" section.
-For sole proprietors, we've added the ability to open a sole proprietor account in the app without a commission, as well as make transfers between your own accounts.
Fewer steps — more useful features. That's how we like it! 4.24.5 Jun 30 Introducing the new MyRaif features—faster, simpler, and more tailored to your daily life!
Everything you need—right at your fingertips
Now, just tap and hold the MyRaif icon on your smartphone’s home screen to instantly access the action you need.
Card delivery
Order a debit or credit card right in the app, and let “Nova Poshta” handle the delivery.
Taking care of what matters—also in the app
You can now start the process of applying for an insurance product in MyRaif. 4.23.2 Jun 18 Introducing the new MyRaif features—faster, simpler, and more tailored to your daily life!
Everything you need—right at your fingertips
Now, just tap and hold the MyRaif icon on your smartphone’s home screen to instantly access the action you need.
Card delivery
Order a debit or credit card right in the app, and let “Nova Poshta” handle the delivery.
Taking care of what matters—also in the app
You can now start the process of applying for an insurance product in MyRaif. 4.23.1 Jun 2 We’ve revamped MyRaif. It’s even better now.
MyRaif now “talks”
We’ve added support for VoiceOver. Because true convenience means the app adapts to you.
Business support that doesn’t keep you waiting
Chat or call — choose whatever’s more convenient. We’ll find the right agent for you before you even have time to brew a cup of tea.
Discounts right in the app
Now you don’t have to hunt for deals — they’re already in MyRaif. All you have to do is take advantage of them. 4.21.15 May 10 We’ve revamped MyRaif. It’s even better now.
MyRaif now “talks”
We’ve added support for VoiceOver. Because true convenience means the app adapts to you.
Business support that doesn’t keep you waiting
Chat or call — choose whatever’s more convenient. We’ll find the right agent for you before you even have time to brew a cup of tea.
Discounts right in the app
Now you don’t have to hunt for deals — they’re already in MyRaif. All you have to do is take advantage of them. 4.21.13 May 5 New features for your convenience
Savings Box
A new way to save money. Set up automatic top-ups from your transactions and save effortlessly, even if you forget to set money aside. Share your Savings Box with loved ones and save together toward shared goals.
Payments for PE
Create hryvnia IBAN payments—all your business financial activities in one app.
Enter the IBAN of the tax authority you need, select the payment code and payment details, and we’ll generate the tax payment. 4.20.10 May 1 New features for your convenience
Savings Box
A new way to save money. Set up automatic top-ups from your transactions and save effortlessly, even if you forget to set money aside. Share your Savings Box with loved ones and save together toward shared goals.
Payments for PE
Create hryvnia IBAN payments—all your business financial activities in one app.
Enter the IBAN of the tax authority you need, select the payment code and payment details, and we’ll generate the tax payment. 4.20.9 Apr 8 There are many useful features in the new release!
Cash loans
-Take out new loans for any purpose. Choose a convenient payment date
Salary to your Raif card
-Transfer your salary to Raif without any hassle: fill out the application, sign it, and send it to your accountant
Cashback
-View your cashback history by category and individual purchases to see what brings you the most benefits
Payment status
-Track the status of IBAN payments by a unique number — control is in your hands 4.19.5 Mar 11 1) Investments
Buy hryvnia bonds directly in the app. We have automated everything from opening a securities account to signing documents;
2) Map
We have added ATMs that dispense euros. Find the nearest one and get cash without any extra hassle;
3) Fishka
We have added barcode display to the Fishka menu;
4) Statements for sole proprietors
Generate and send PDF statements for hryvnia accounts;
5) Credit limit
Entrepreneurs can apply for a limit by adding income documents. 4.18.4 Feb 11 In the updated MyRaif:
-Earn together: invite friends to the bank via QR code;
-Loans: added the process of issuing loans for IT professionals working as individual entrepreneurs;
-Cards and deposits: instant reissue of virtual cards and deposit replenishment on the first day;
-Privat entrepreneurs: personal and business finances in one app. Now privat entrepreneurs are in MyRaif (details in PDF, transaction history, switching between profiles, etc.). 4.17.2 Jan 14 We have a big update. Now you and your friends get a cash bonus for recommending MyRaif — just send an invitation from the app
You can now use Natskeshbek funds to pay for utilities and make donations.
We have also taught the scanner to read QR codes for payment directly from your photos in the gallery. And if you suddenly run out of money during an online purchase, you can top up your card directly on the confirmation screen without canceling the transaction.
Update and test 4.16.3 12/18/2025 We have a big update. Now you and your friends get a cash bonus for recommending MyRaif — just send an invitation from the app
You can now use Natskeshbek funds to pay for utilities and make donations.
We have also taught the scanner to read QR codes for payment directly from your photos in the gallery. And if you suddenly run out of money during an online purchase, you can top up your card directly on the confirmation screen without canceling the transaction.
Update and test 4.16.2 12/16/2025 They say there is no such thing as perfection. But we stubbornly continue to update MyRaif. Now you can open currency deposits, top up your card from another bank, get personal cashback offers and discounts on OKKO fuel for Visa Fishka cardholders. And yes, we are sometimes surprised ourselves how all this fits into one update. 4.15.1 11/18/2025 No noticeable changes to the interface, but with important updates.
We are testing a new feature for credit cards — it will be available soon.
You can now go directly to the support chat from a message.
Deposits are more convenient, SWIFT is easier to understand.
Banners have become smarter, and notifications more accurate.
We are working to make banking even more comfortable. And this is just the beginning. 4.14.1 11/02/2025 No noticeable changes to the interface, but with important updates.
We are testing a new feature for credit cards — it will be available soon.
You can now go directly to the support chat from a message.
Deposits are more convenient, SWIFT is easier to understand.
Banners have become smarter, and notifications more accurate.
We are working to make banking even more comfortable. And this is just the beginning. 4.14.0 10/24/2025 New features from MyRaif—making your banking experience even more exciting!
1) ATM map: Easily find ATMs nearby where you can withdraw cash (USD).
2) Transaction history: View your deposit history and generate statements for a selected period.
3) Loyalty: Fishka points are now available! Find your loyalty account by phone number, check your Fishka points balance, and find out your connection status. 4.13.1 09/23/2025 What's new in MyRaif?
-Now, when you repeat an IBAN transfer, we will substitute the recipient's data ourselves - why enter the same thing twice?
-And a little more magic: a bunch of small but important improvements that will make your experience even more enjoyable 4.12.2 09/04/2025 What's new in MyRaif?
-Now, when you repeat an IBAN transfer, we will substitute the recipient's data ourselves - why enter the same thing twice?
-And a little more magic: a bunch of small but important improvements that will make your experience even more enjoyable 4.12.1 08/26/2025 MyRaif is now even more convenient:
- Your “By IBAN details” and ‘Transfers’ templates are moved from RO to MyRaif “Favorites” automatically (without suitcases). But it will take some time. When they are fully migrated, we will additionally write to you about it!
- Loans with insurance for pensioners and everyone else (what if)
- Bugs are a minus, convenience is a plus
Update, because the app has tried! 4.11.2 08/06/2025
MyRaif – mobile bank version 4.26.4
Updated At: 2026-09-18
Changes: Version History Managing your finances just got easier!
In-app insurance in one place: Find policies purchased in the app under "More" → "Insurance".
Higher credit limit: We now accept OK-5 and OK-7 certificates — get yours from Diia in just 1 minute.
Faster e-signing: Receive signature codes via push notifications and sign documents without leaving the app.
Maximum convenience in one app! 4.26.4 Aug 25 More possibilities for your daily finances
- Want your credit and own funds together? Get a credit card in just a few clicks during your first registration.
- Keeping an eye on currency? We’ve added convenient charts showing exchange rate dynamics.
- Planning to refuel at OKKO? Check the latest fuel prices in the “Fishka” section.
Fewer steps — more useful features. That’s exactly how we like it! 4.25.6 Aug 13 More possibilities for your daily finances
- Want your credit and own funds together? Get a credit card in just a few clicks during your first registration.
- Keeping an eye on currency? We’ve added convenient charts showing exchange rate dynamics.
- Planning to refuel at OKKO? Check the latest fuel prices in the “Fishka” section.
Fewer steps — more useful features. That’s exactly how we like it! 4.25.5 Jul 31 More possibilities for your daily finances
- Want your credit and own funds together? Get a credit card in just a few clicks during your first registration.
- Keeping an eye on currency? We’ve added convenient charts showing exchange rate dynamics.
- Planning to refuel at OKKO? Check the latest fuel prices in the “Fishka” section.
Fewer steps — more useful features. That’s exactly how we like it! 4.25.4 Jul 28 This release is all about convenience!
-Got a card at Nova Poshta? Activate it in MyRaif in a few steps.Looking for great deals?
-Now they live in the "Offers for you" section.
-For sole proprietors, we've added the ability to open a sole proprietor account in the app without a commission, as well as make transfers between your own accounts.
Fewer steps — more useful features. That's how we like it! 4.24.6 Jul 3 This release is all about convenience!
-Got a card at Nova Poshta? Activate it in MyRaif in a few steps.Looking for great deals?
-Now they live in the "Offers for you" section.
-For sole proprietors, we've added the ability to open a sole proprietor account in the app without a commission, as well as make transfers between your own accounts.
Fewer steps — more useful features. That's how we like it! 4.24.5 Jun 30 Introducing the new MyRaif features—faster, simpler, and more tailored to your daily life!
Everything you need—right at your fingertips
Now, just tap and hold the MyRaif icon on your smartphone’s home screen to instantly access the action you need.
Card delivery
Order a debit or credit card right in the app, and let “Nova Poshta” handle the delivery.
Taking care of what matters—also in the app
You can now start the process of applying for an insurance product in MyRaif. 4.23.2 Jun 18 Introducing the new MyRaif features—faster, simpler, and more tailored to your daily life!
Everything you need—right at your fingertips
Now, just tap and hold the MyRaif icon on your smartphone’s home screen to instantly access the action you need.
Card delivery
Order a debit or credit card right in the app, and let “Nova Poshta” handle the delivery.
Taking care of what matters—also in the app
You can now start the process of applying for an insurance product in MyRaif. 4.23.1 Jun 2 We’ve revamped MyRaif. It’s even better now.
MyRaif now “talks”
We’ve added support for VoiceOver. Because true convenience means the app adapts to you.
Business support that doesn’t keep you waiting
Chat or call — choose whatever’s more convenient. We’ll find the right agent for you before you even have time to brew a cup of tea.
Discounts right in the app
Now you don’t have to hunt for deals — they’re already in MyRaif. All you have to do is take advantage of them. 4.21.15 May 10 We’ve revamped MyRaif. It’s even better now.
MyRaif now “talks”
We’ve added support for VoiceOver. Because true convenience means the app adapts to you.
Business support that doesn’t keep you waiting
Chat or call — choose whatever’s more convenient. We’ll find the right agent for you before you even have time to brew a cup of tea.
Discounts right in the app
Now you don’t have to hunt for deals — they’re already in MyRaif. All you have to do is take advantage of them. 4.21.13 May 5 New features for your convenience
Savings Box
A new way to save money. Set up automatic top-ups from your transactions and save effortlessly, even if you forget to set money aside. Share your Savings Box with loved ones and save together toward shared goals.
Payments for PE
Create hryvnia IBAN payments—all your business financial activities in one app.
Enter the IBAN of the tax authority you need, select the payment code and payment details, and we’ll generate the tax payment. 4.20.10 May 1 New features for your convenience
Savings Box
A new way to save money. Set up automatic top-ups from your transactions and save effortlessly, even if you forget to set money aside. Share your Savings Box with loved ones and save together toward shared goals.
Payments for PE
Create hryvnia IBAN payments—all your business financial activities in one app.
Enter the IBAN of the tax authority you need, select the payment code and payment details, and we’ll generate the tax payment. 4.20.9 Apr 8 There are many useful features in the new release!
Cash loans
-Take out new loans for any purpose. Choose a convenient payment date
Salary to your Raif card
-Transfer your salary to Raif without any hassle: fill out the application, sign it, and send it to your accountant
Cashback
-View your cashback history by category and individual purchases to see what brings you the most benefits
Payment status
-Track the status of IBAN payments by a unique number — control is in your hands 4.19.5 Mar 11 1) Investments
Buy hryvnia bonds directly in the app. We have automated everything from opening a securities account to signing documents;
2) Map
We have added ATMs that dispense euros. Find the nearest one and get cash without any extra hassle;
3) Fishka
We have added barcode display to the Fishka menu;
4) Statements for sole proprietors
Generate and send PDF statements for hryvnia accounts;
5) Credit limit
Entrepreneurs can apply for a limit by adding income documents. 4.18.4 Feb 11 In the updated MyRaif:
-Earn together: invite friends to the bank via QR code;
-Loans: added the process of issuing loans for IT professionals working as individual entrepreneurs;
-Cards and deposits: instant reissue of virtual cards and deposit replenishment on the first day;
-Privat entrepreneurs: personal and business finances in one app. Now privat entrepreneurs are in MyRaif (details in PDF, transaction history, switching between profiles, etc.). 4.17.2 Jan 14 We have a big update. Now you and your friends get a cash bonus for recommending MyRaif — just send an invitation from the app
You can now use Natskeshbek funds to pay for utilities and make donations.
We have also taught the scanner to read QR codes for payment directly from your photos in the gallery. And if you suddenly run out of money during an online purchase, you can top up your card directly on the confirmation screen without canceling the transaction.
Update and test 4.16.3 12/18/2025 We have a big update. Now you and your friends get a cash bonus for recommending MyRaif — just send an invitation from the app
You can now use Natskeshbek funds to pay for utilities and make donations.
We have also taught the scanner to read QR codes for payment directly from your photos in the gallery. And if you suddenly run out of money during an online purchase, you can top up your card directly on the confirmation screen without canceling the transaction.
Update and test 4.16.2 12/16/2025 They say there is no such thing as perfection. But we stubbornly continue to update MyRaif. Now you can open currency deposits, top up your card from another bank, get personal cashback offers and discounts on OKKO fuel for Visa Fishka cardholders. And yes, we are sometimes surprised ourselves how all this fits into one update. 4.15.1 11/18/2025 No noticeable changes to the interface, but with important updates.
We are testing a new feature for credit cards — it will be available soon.
You can now go directly to the support chat from a message.
Deposits are more convenient, SWIFT is easier to understand.
Banners have become smarter, and notifications more accurate.
We are working to make banking even more comfortable. And this is just the beginning. 4.14.1 11/02/2025 No noticeable changes to the interface, but with important updates.
We are testing a new feature for credit cards — it will be available soon.
You can now go directly to the support chat from a message.
Deposits are more convenient, SWIFT is easier to understand.
Banners have become smarter, and notifications more accurate.
We are working to make banking even more comfortable. And this is just the beginning. 4.14.0 10/24/2025 New features from MyRaif—making your banking experience even more exciting!
1) ATM map: Easily find ATMs nearby where you can withdraw cash (USD).
2) Transaction history: View your deposit history and generate statements for a selected period.
3) Loyalty: Fishka points are now available! Find your loyalty account by phone number, check your Fishka points balance, and find out your connection status. 4.13.1 09/23/2025 What's new in MyRaif?
-Now, when you repeat an IBAN transfer, we will substitute the recipient's data ourselves - why enter the same thing twice?
-And a little more magic: a bunch of small but important improvements that will make your experience even more enjoyable 4.12.2 09/04/2025 What's new in MyRaif?
-Now, when you repeat an IBAN transfer, we will substitute the recipient's data ourselves - why enter the same thing twice?
-And a little more magic: a bunch of small but important improvements that will make your experience even more enjoyable 4.12.1 08/26/2025 MyRaif is now even more convenient:
- Your “By IBAN details” and ‘Transfers’ templates are moved from RO to MyRaif “Favorites” automatically (without suitcases). But it will take some time. When they are fully migrated, we will additionally write to you about it!
- Loans with insurance for pensioners and everyone else (what if)
- Bugs are a minus, convenience is a plus
Update, because the app has tried! 4.11.2 08/06/2025 MyRaif is now even more convenient:
- Your “By IBAN details” and ‘Transfers’ templates are moved from RO to MyRaif “Favorites” automatically (without suitcases). But it will take some time. When they are fully migrated, we will additionally write to you about it!
- Loans with insurance for pensioners and everyone else (what if)
- Bugs are a minus, convenience is a plus
Update, because the app has tried! 4.11.1 07/29/2025
MyRaif – mobile bank version 4.25.6
Updated At: 2026-08-22
Changes: Version History More possibilities for your daily finances
- Want your credit and own funds together? Get a credit card in just a few clicks during your first registration.
- Keeping an eye on currency? We’ve added convenient charts showing exchange rate dynamics.
- Planning to refuel at OKKO? Check the latest fuel prices in the “Fishka” section.
Fewer steps — more useful features. That’s exactly how we like it! 4.25.6 Aug 13 More possibilities for your daily finances
- Want your credit and own funds together? Get a credit card in just a few clicks during your first registration.
- Keeping an eye on currency? We’ve added convenient charts showing exchange rate dynamics.
- Planning to refuel at OKKO? Check the latest fuel prices in the “Fishka” section.
Fewer steps — more useful features. That’s exactly how we like it! 4.25.5 Jul 31 More possibilities for your daily finances
- Want your credit and own funds together? Get a credit card in just a few clicks during your first registration.
- Keeping an eye on currency? We’ve added convenient charts showing exchange rate dynamics.
- Planning to refuel at OKKO? Check the latest fuel prices in the “Fishka” section.
Fewer steps — more useful features. That’s exactly how we like it! 4.25.4 Jul 28 This release is all about convenience!
-Got a card at Nova Poshta? Activate it in MyRaif in a few steps.Looking for great deals?
-Now they live in the "Offers for you" section.
-For sole proprietors, we've added the ability to open a sole proprietor account in the app without a commission, as well as make transfers between your own accounts.
Fewer steps — more useful features. That's how we like it! 4.24.6 Jul 3 This release is all about convenience!
-Got a card at Nova Poshta? Activate it in MyRaif in a few steps.Looking for great deals?
-Now they live in the "Offers for you" section.
-For sole proprietors, we've added the ability to open a sole proprietor account in the app without a commission, as well as make transfers between your own accounts.
Fewer steps — more useful features. That's how we like it! 4.24.5 Jun 30 Introducing the new MyRaif features—faster, simpler, and more tailored to your daily life!
Everything you need—right at your fingertips
Now, just tap and hold the MyRaif icon on your smartphone’s home screen to instantly access the action you need.
Card delivery
Order a debit or credit card right in the app, and let “Nova Poshta” handle the delivery.
Taking care of what matters—also in the app
You can now start the process of applying for an insurance product in MyRaif. 4.23.2 Jun 18 Introducing the new MyRaif features—faster, simpler, and more tailored to your daily life!
Everything you need—right at your fingertips
Now, just tap and hold the MyRaif icon on your smartphone’s home screen to instantly access the action you need.
Card delivery
Order a debit or credit card right in the app, and let “Nova Poshta” handle the delivery.
Taking care of what matters—also in the app
You can now start the process of applying for an insurance product in MyRaif. 4.23.1 Jun 2 We’ve revamped MyRaif. It’s even better now.
MyRaif now “talks”
We’ve added support for VoiceOver. Because true convenience means the app adapts to you.
Business support that doesn’t keep you waiting
Chat or call — choose whatever’s more convenient. We’ll find the right agent for you before you even have time to brew a cup of tea.
Discounts right in the app
Now you don’t have to hunt for deals — they’re already in MyRaif. All you have to do is take advantage of them. 4.21.15 May 10 We’ve revamped MyRaif. It’s even better now.
MyRaif now “talks”
We’ve added support for VoiceOver. Because true convenience means the app adapts to you.
Business support that doesn’t keep you waiting
Chat or call — choose whatever’s more convenient. We’ll find the right agent for you before you even have time to brew a cup of tea.
Discounts right in the app
Now you don’t have to hunt for deals — they’re already in MyRaif. All you have to do is take advantage of them. 4.21.13 May 5 New features for your convenience
Savings Box
A new way to save money. Set up automatic top-ups from your transactions and save effortlessly, even if you forget to set money aside. Share your Savings Box with loved ones and save together toward shared goals.
Payments for PE
Create hryvnia IBAN payments—all your business financial activities in one app.
Enter the IBAN of the tax authority you need, select the payment code and payment details, and we’ll generate the tax payment. 4.20.10 May 1 New features for your convenience
Savings Box
A new way to save money. Set up automatic top-ups from your transactions and save effortlessly, even if you forget to set money aside. Share your Savings Box with loved ones and save together toward shared goals.
Payments for PE
Create hryvnia IBAN payments—all your business financial activities in one app.
Enter the IBAN of the tax authority you need, select the payment code and payment details, and we’ll generate the tax payment. 4.20.9 Apr 8 There are many useful features in the new release!
Cash loans
-Take out new loans for any purpose. Choose a convenient payment date
Salary to your Raif card
-Transfer your salary to Raif without any hassle: fill out the application, sign it, and send it to your accountant
Cashback
-View your cashback history by category and individual purchases to see what brings you the most benefits
Payment status
-Track the status of IBAN payments by a unique number — control is in your hands 4.19.5 Mar 11 1) Investments
Buy hryvnia bonds directly in the app. We have automated everything from opening a securities account to signing documents;
2) Map
We have added ATMs that dispense euros. Find the nearest one and get cash without any extra hassle;
3) Fishka
We have added barcode display to the Fishka menu;
4) Statements for sole proprietors
Generate and send PDF statements for hryvnia accounts;
5) Credit limit
Entrepreneurs can apply for a limit by adding income documents. 4.18.4 Feb 11 In the updated MyRaif:
-Earn together: invite friends to the bank via QR code;
-Loans: added the process of issuing loans for IT professionals working as individual entrepreneurs;
-Cards and deposits: instant reissue of virtual cards and deposit replenishment on the first day;
-Privat entrepreneurs: personal and business finances in one app. Now privat entrepreneurs are in MyRaif (details in PDF, transaction history, switching between profiles, etc.). 4.17.2 Jan 14 We have a big update. Now you and your friends get a cash bonus for recommending MyRaif — just send an invitation from the app
You can now use Natskeshbek funds to pay for utilities and make donations.
We have also taught the scanner to read QR codes for payment directly from your photos in the gallery. And if you suddenly run out of money during an online purchase, you can top up your card directly on the confirmation screen without canceling the transaction.
Update and test 4.16.3 12/18/2025 We have a big update. Now you and your friends get a cash bonus for recommending MyRaif — just send an invitation from the app
You can now use Natskeshbek funds to pay for utilities and make donations.
We have also taught the scanner to read QR codes for payment directly from your photos in the gallery. And if you suddenly run out of money during an online purchase, you can top up your card directly on the confirmation screen without canceling the transaction.
Update and test 4.16.2 12/16/2025 They say there is no such thing as perfection. But we stubbornly continue to update MyRaif. Now you can open currency deposits, top up your card from another bank, get personal cashback offers and discounts on OKKO fuel for Visa Fishka cardholders. And yes, we are sometimes surprised ourselves how all this fits into one update. 4.15.1 11/18/2025 No noticeable changes to the interface, but with important updates.
We are testing a new feature for credit cards — it will be available soon.
You can now go directly to the support chat from a message.
Deposits are more convenient, SWIFT is easier to understand.
Banners have become smarter, and notifications more accurate.
We are working to make banking even more comfortable. And this is just the beginning. 4.14.1 11/02/2025 No noticeable changes to the interface, but with important updates.
We are testing a new feature for credit cards — it will be available soon.
You can now go directly to the support chat from a message.
Deposits are more convenient, SWIFT is easier to understand.
Banners have become smarter, and notifications more accurate.
We are working to make banking even more comfortable. And this is just the beginning. 4.14.0 10/24/2025 New features from MyRaif—making your banking experience even more exciting!
1) ATM map: Easily find ATMs nearby where you can withdraw cash (USD).
2) Transaction history: View your deposit history and generate statements for a selected period.
3) Loyalty: Fishka points are now available! Find your loyalty account by phone number, check your Fishka points balance, and find out your connection status. 4.13.1 09/23/2025 What's new in MyRaif?
-Now, when you repeat an IBAN transfer, we will substitute the recipient's data ourselves - why enter the same thing twice?
-And a little more magic: a bunch of small but important improvements that will make your experience even more enjoyable 4.12.2 09/04/2025 What's new in MyRaif?
-Now, when you repeat an IBAN transfer, we will substitute the recipient's data ourselves - why enter the same thing twice?
-And a little more magic: a bunch of small but important improvements that will make your experience even more enjoyable 4.12.1 08/26/2025 MyRaif is now even more convenient:
- Your “By IBAN details” and ‘Transfers’ templates are moved from RO to MyRaif “Favorites” automatically (without suitcases). But it will take some time. When they are fully migrated, we will additionally write to you about it!
- Loans with insurance for pensioners and everyone else (what if)
- Bugs are a minus, convenience is a plus
Update, because the app has tried! 4.11.2 08/06/2025 MyRaif is now even more convenient:
- Your “By IBAN details” and ‘Transfers’ templates are moved from RO to MyRaif “Favorites” automatically (without suitcases). But it will take some time. When they are fully migrated, we will additionally write to you about it!
- Loans with insurance for pensioners and everyone else (what if)
- Bugs are a minus, convenience is a plus
Update, because the app has tried! 4.11.1 07/29/2025 What's new?
1. Online currency exchange
Buy/sell currency on a card or on a deposit, conveniently and online;
2. Currency cards
Open an account and a virtual card in the currency
3. Favorites
"Favorites" is now available for card-to-card transfers, making financial transactions even more convenient;
4. Cash loan
Cash loan repayment has become easy with MyRaif. Pay the monthly installment and close the scheduled installment in two clicks. Or pay early. Pay any amount, even today! 4.10.0 07/06/2025
MyRaif – mobile bank version 4.24.6
Updated At: 2026-07-25
Changes: Version History This release is all about convenience!
-Got a card at Nova Poshta? Activate it in MyRaif in a few steps.Looking for great deals?
-Now they live in the "Offers for you" section.
-For sole proprietors, we've added the ability to open a sole proprietor account in the app without a commission, as well as make transfers between your own accounts.
Fewer steps — more useful features. That's how we like it! 4.24.6 Jul 3 This release is all about convenience!
-Got a card at Nova Poshta? Activate it in MyRaif in a few steps.Looking for great deals?
-Now they live in the "Offers for you" section.
-For sole proprietors, we've added the ability to open a sole proprietor account in the app without a commission, as well as make transfers between your own accounts.
Fewer steps — more useful features. That's how we like it! 4.24.5 Jun 30 Introducing the new MyRaif features—faster, simpler, and more tailored to your daily life!
Everything you need—right at your fingertips
Now, just tap and hold the MyRaif icon on your smartphone’s home screen to instantly access the action you need.
Card delivery
Order a debit or credit card right in the app, and let “Nova Poshta” handle the delivery.
Taking care of what matters—also in the app
You can now start the process of applying for an insurance product in MyRaif. 4.23.2 Jun 18 Introducing the new MyRaif features—faster, simpler, and more tailored to your daily life!
Everything you need—right at your fingertips
Now, just tap and hold the MyRaif icon on your smartphone’s home screen to instantly access the action you need.
Card delivery
Order a debit or credit card right in the app, and let “Nova Poshta” handle the delivery.
Taking care of what matters—also in the app
You can now start the process of applying for an insurance product in MyRaif. 4.23.1 Jun 2 We’ve revamped MyRaif. It’s even better now.
MyRaif now “talks”
We’ve added support for VoiceOver. Because true convenience means the app adapts to you.
Business support that doesn’t keep you waiting
Chat or call — choose whatever’s more convenient. We’ll find the right agent for you before you even have time to brew a cup of tea.
Discounts right in the app
Now you don’t have to hunt for deals — they’re already in MyRaif. All you have to do is take advantage of them. 4.21.15 May 10 We’ve revamped MyRaif. It’s even better now.
MyRaif now “talks”
We’ve added support for VoiceOver. Because true convenience means the app adapts to you.
Business support that doesn’t keep you waiting
Chat or call — choose whatever’s more convenient. We’ll find the right agent for you before you even have time to brew a cup of tea.
Discounts right in the app
Now you don’t have to hunt for deals — they’re already in MyRaif. All you have to do is take advantage of them. 4.21.13 May 5 New features for your convenience
Savings Box
A new way to save money. Set up automatic top-ups from your transactions and save effortlessly, even if you forget to set money aside. Share your Savings Box with loved ones and save together toward shared goals.
Payments for PE
Create hryvnia IBAN payments—all your business financial activities in one app.
Enter the IBAN of the tax authority you need, select the payment code and payment details, and we’ll generate the tax payment. 4.20.10 May 1 New features for your convenience
Savings Box
A new way to save money. Set up automatic top-ups from your transactions and save effortlessly, even if you forget to set money aside. Share your Savings Box with loved ones and save together toward shared goals.
Payments for PE
Create hryvnia IBAN payments—all your business financial activities in one app.
Enter the IBAN of the tax authority you need, select the payment code and payment details, and we’ll generate the tax payment. 4.20.9 Apr 8 There are many useful features in the new release!
Cash loans
-Take out new loans for any purpose. Choose a convenient payment date
Salary to your Raif card
-Transfer your salary to Raif without any hassle: fill out the application, sign it, and send it to your accountant
Cashback
-View your cashback history by category and individual purchases to see what brings you the most benefits
Payment status
-Track the status of IBAN payments by a unique number — control is in your hands 4.19.5 Mar 11 1) Investments
Buy hryvnia bonds directly in the app. We have automated everything from opening a securities account to signing documents;
2) Map
We have added ATMs that dispense euros. Find the nearest one and get cash without any extra hassle;
3) Fishka
We have added barcode display to the Fishka menu;
4) Statements for sole proprietors
Generate and send PDF statements for hryvnia accounts;
5) Credit limit
Entrepreneurs can apply for a limit by adding income documents. 4.18.4 Feb 11 In the updated MyRaif:
-Earn together: invite friends to the bank via QR code;
-Loans: added the process of issuing loans for IT professionals working as individual entrepreneurs;
-Cards and deposits: instant reissue of virtual cards and deposit replenishment on the first day;
-Privat entrepreneurs: personal and business finances in one app. Now privat entrepreneurs are in MyRaif (details in PDF, transaction history, switching between profiles, etc.). 4.17.2 Jan 14 We have a big update. Now you and your friends get a cash bonus for recommending MyRaif — just send an invitation from the app
You can now use Natskeshbek funds to pay for utilities and make donations.
We have also taught the scanner to read QR codes for payment directly from your photos in the gallery. And if you suddenly run out of money during an online purchase, you can top up your card directly on the confirmation screen without canceling the transaction.
Update and test 4.16.3 12/18/2025 We have a big update. Now you and your friends get a cash bonus for recommending MyRaif — just send an invitation from the app
You can now use Natskeshbek funds to pay for utilities and make donations.
We have also taught the scanner to read QR codes for payment directly from your photos in the gallery. And if you suddenly run out of money during an online purchase, you can top up your card directly on the confirmation screen without canceling the transaction.
Update and test 4.16.2 12/16/2025 They say there is no such thing as perfection. But we stubbornly continue to update MyRaif. Now you can open currency deposits, top up your card from another bank, get personal cashback offers and discounts on OKKO fuel for Visa Fishka cardholders. And yes, we are sometimes surprised ourselves how all this fits into one update. 4.15.1 11/18/2025 No noticeable changes to the interface, but with important updates.
We are testing a new feature for credit cards — it will be available soon.
You can now go directly to the support chat from a message.
Deposits are more convenient, SWIFT is easier to understand.
Banners have become smarter, and notifications more accurate.
We are working to make banking even more comfortable. And this is just the beginning. 4.14.1 11/02/2025 No noticeable changes to the interface, but with important updates.
We are testing a new feature for credit cards — it will be available soon.
You can now go directly to the support chat from a message.
Deposits are more convenient, SWIFT is easier to understand.
Banners have become smarter, and notifications more accurate.
We are working to make banking even more comfortable. And this is just the beginning. 4.14.0 10/24/2025 New features from MyRaif—making your banking experience even more exciting!
1) ATM map: Easily find ATMs nearby where you can withdraw cash (USD).
2) Transaction history: View your deposit history and generate statements for a selected period.
3) Loyalty: Fishka points are now available! Find your loyalty account by phone number, check your Fishka points balance, and find out your connection status. 4.13.1 09/23/2025 What's new in MyRaif?
-Now, when you repeat an IBAN transfer, we will substitute the recipient's data ourselves - why enter the same thing twice?
-And a little more magic: a bunch of small but important improvements that will make your experience even more enjoyable 4.12.2 09/04/2025 What's new in MyRaif?
-Now, when you repeat an IBAN transfer, we will substitute the recipient's data ourselves - why enter the same thing twice?
-And a little more magic: a bunch of small but important improvements that will make your experience even more enjoyable 4.12.1 08/26/2025 MyRaif is now even more convenient:
- Your “By IBAN details” and ‘Transfers’ templates are moved from RO to MyRaif “Favorites” automatically (without suitcases). But it will take some time. When they are fully migrated, we will additionally write to you about it!
- Loans with insurance for pensioners and everyone else (what if)
- Bugs are a minus, convenience is a plus
Update, because the app has tried! 4.11.2 08/06/2025 MyRaif is now even more convenient:
- Your “By IBAN details” and ‘Transfers’ templates are moved from RO to MyRaif “Favorites” automatically (without suitcases). But it will take some time. When they are fully migrated, we will additionally write to you about it!
- Loans with insurance for pensioners and everyone else (what if)
- Bugs are a minus, convenience is a plus
Update, because the app has tried! 4.11.1 07/29/2025 What's new?
1. Online currency exchange
Buy/sell currency on a card or on a deposit, conveniently and online;
2. Currency cards
Open an account and a virtual card in the currency
3. Favorites
"Favorites" is now available for card-to-card transfers, making financial transactions even more convenient;
4. Cash loan
Cash loan repayment has become easy with MyRaif. Pay the monthly installment and close the scheduled installment in two clicks. Or pay early. Pay any amount, even today! 4.10.0 07/06/2025 What's new?
1. Favorites
"Favorites" is now available for card-to-card transfers, making financial transactions even more convenient.
2. Cash loan
Cash loan repayment has become easy with MyRaif. Pay the monthly installment and close the scheduled installment in two clicks. Or pay early. Pay any amount, even today!
3. General fixes and improvements for a better user experience.
Download the update and discover new features! 4.9.0 06/25/2025 What's new?
IBAN: edit, delete, and reorder selected payments. Chaos in the list of payments? Not with us!
Profile: change your financial phone number as easily as changing your ringtone. Convenience at its best!
Deposits: make deposits and withdrawals. As easy as withdrawing money from an ATM!
Download the update and experience the convenience! 4.8.3 06/19/2025 What's new?
IBAN: edit, delete, and reorder selected payments. Chaos in the list of payments? Not with us!
Profile: change your financial phone number as easily as changing your ringtone. Convenience at its best!
Deposits: make deposits and withdrawals. As easy as withdrawing money from an ATM!
Download the update and experience the convenience! 4.8.2 06/08/2025
MyRaif – mobile bank version 4.24.6
Updated At: 2026-07-08
Changes: Version History This release is all about convenience!
-Got a card at Nova Poshta? Activate it in MyRaif in a few steps.Looking for great deals?
-Now they live in the "Offers for you" section.
-For sole proprietors, we've added the ability to open a sole proprietor account in the app without a commission, as well as make transfers between your own accounts.
Fewer steps — more useful features. That's how we like it! 4.24.6 5d ago This release is all about convenience!
-Got a card at Nova Poshta? Activate it in MyRaif in a few steps.Looking for great deals?
-Now they live in the "Offers for you" section.
-For sole proprietors, we've added the ability to open a sole proprietor account in the app without a commission, as well as make transfers between your own accounts.
Fewer steps — more useful features. That's how we like it! 4.24.5 Jun 30 Introducing the new MyRaif features—faster, simpler, and more tailored to your daily life!
Everything you need—right at your fingertips
Now, just tap and hold the MyRaif icon on your smartphone’s home screen to instantly access the action you need.
Card delivery
Order a debit or credit card right in the app, and let “Nova Poshta” handle the delivery.
Taking care of what matters—also in the app
You can now start the process of applying for an insurance product in MyRaif. 4.23.2 Jun 18 Introducing the new MyRaif features—faster, simpler, and more tailored to your daily life!
Everything you need—right at your fingertips
Now, just tap and hold the MyRaif icon on your smartphone’s home screen to instantly access the action you need.
Card delivery
Order a debit or credit card right in the app, and let “Nova Poshta” handle the delivery.
Taking care of what matters—also in the app
You can now start the process of applying for an insurance product in MyRaif. 4.23.1 Jun 2 We’ve revamped MyRaif. It’s even better now.
MyRaif now “talks”
We’ve added support for VoiceOver. Because true convenience means the app adapts to you.
Business support that doesn’t keep you waiting
Chat or call — choose whatever’s more convenient. We’ll find the right agent for you before you even have time to brew a cup of tea.
Discounts right in the app
Now you don’t have to hunt for deals — they’re already in MyRaif. All you have to do is take advantage of them. 4.21.15 May 10 We’ve revamped MyRaif. It’s even better now.
MyRaif now “talks”
We’ve added support for VoiceOver. Because true convenience means the app adapts to you.
Business support that doesn’t keep you waiting
Chat or call — choose whatever’s more convenient. We’ll find the right agent for you before you even have time to brew a cup of tea.
Discounts right in the app
Now you don’t have to hunt for deals — they’re already in MyRaif. All you have to do is take advantage of them. 4.21.13 May 5 New features for your convenience
Savings Box
A new way to save money. Set up automatic top-ups from your transactions and save effortlessly, even if you forget to set money aside. Share your Savings Box with loved ones and save together toward shared goals.
Payments for PE
Create hryvnia IBAN payments—all your business financial activities in one app.
Enter the IBAN of the tax authority you need, select the payment code and payment details, and we’ll generate the tax payment. 4.20.10 May 1 New features for your convenience
Savings Box
A new way to save money. Set up automatic top-ups from your transactions and save effortlessly, even if you forget to set money aside. Share your Savings Box with loved ones and save together toward shared goals.
Payments for PE
Create hryvnia IBAN payments—all your business financial activities in one app.
Enter the IBAN of the tax authority you need, select the payment code and payment details, and we’ll generate the tax payment. 4.20.9 Apr 8 There are many useful features in the new release!
Cash loans
-Take out new loans for any purpose. Choose a convenient payment date
Salary to your Raif card
-Transfer your salary to Raif without any hassle: fill out the application, sign it, and send it to your accountant
Cashback
-View your cashback history by category and individual purchases to see what brings you the most benefits
Payment status
-Track the status of IBAN payments by a unique number — control is in your hands 4.19.5 Mar 11 1) Investments
Buy hryvnia bonds directly in the app. We have automated everything from opening a securities account to signing documents;
2) Map
We have added ATMs that dispense euros. Find the nearest one and get cash without any extra hassle;
3) Fishka
We have added barcode display to the Fishka menu;
4) Statements for sole proprietors
Generate and send PDF statements for hryvnia accounts;
5) Credit limit
Entrepreneurs can apply for a limit by adding income documents. 4.18.4 Feb 11 In the updated MyRaif:
-Earn together: invite friends to the bank via QR code;
-Loans: added the process of issuing loans for IT professionals working as individual entrepreneurs;
-Cards and deposits: instant reissue of virtual cards and deposit replenishment on the first day;
-Privat entrepreneurs: personal and business finances in one app. Now privat entrepreneurs are in MyRaif (details in PDF, transaction history, switching between profiles, etc.). 4.17.2 Jan 14 We have a big update. Now you and your friends get a cash bonus for recommending MyRaif — just send an invitation from the app
You can now use Natskeshbek funds to pay for utilities and make donations.
We have also taught the scanner to read QR codes for payment directly from your photos in the gallery. And if you suddenly run out of money during an online purchase, you can top up your card directly on the confirmation screen without canceling the transaction.
Update and test 4.16.3 12/18/2025 We have a big update. Now you and your friends get a cash bonus for recommending MyRaif — just send an invitation from the app
You can now use Natskeshbek funds to pay for utilities and make donations.
We have also taught the scanner to read QR codes for payment directly from your photos in the gallery. And if you suddenly run out of money during an online purchase, you can top up your card directly on the confirmation screen without canceling the transaction.
Update and test 4.16.2 12/16/2025 They say there is no such thing as perfection. But we stubbornly continue to update MyRaif. Now you can open currency deposits, top up your card from another bank, get personal cashback offers and discounts on OKKO fuel for Visa Fishka cardholders. And yes, we are sometimes surprised ourselves how all this fits into one update. 4.15.1 11/18/2025 No noticeable changes to the interface, but with important updates.
We are testing a new feature for credit cards — it will be available soon.
You can now go directly to the support chat from a message.
Deposits are more convenient, SWIFT is easier to understand.
Banners have become smarter, and notifications more accurate.
We are working to make banking even more comfortable. And this is just the beginning. 4.14.1 11/02/2025 No noticeable changes to the interface, but with important updates.
We are testing a new feature for credit cards — it will be available soon.
You can now go directly to the support chat from a message.
Deposits are more convenient, SWIFT is easier to understand.
Banners have become smarter, and notifications more accurate.
We are working to make banking even more comfortable. And this is just the beginning. 4.14.0 10/24/2025 New features from MyRaif—making your banking experience even more exciting!
1) ATM map: Easily find ATMs nearby where you can withdraw cash (USD).
2) Transaction history: View your deposit history and generate statements for a selected period.
3) Loyalty: Fishka points are now available! Find your loyalty account by phone number, check your Fishka points balance, and find out your connection status. 4.13.1 09/23/2025 What's new in MyRaif?
-Now, when you repeat an IBAN transfer, we will substitute the recipient's data ourselves - why enter the same thing twice?
-And a little more magic: a bunch of small but important improvements that will make your experience even more enjoyable 4.12.2 09/04/2025 What's new in MyRaif?
-Now, when you repeat an IBAN transfer, we will substitute the recipient's data ourselves - why enter the same thing twice?
-And a little more magic: a bunch of small but important improvements that will make your experience even more enjoyable 4.12.1 08/26/2025 MyRaif is now even more convenient:
- Your “By IBAN details” and ‘Transfers’ templates are moved from RO to MyRaif “Favorites” automatically (without suitcases). But it will take some time. When they are fully migrated, we will additionally write to you about it!
- Loans with insurance for pensioners and everyone else (what if)
- Bugs are a minus, convenience is a plus
Update, because the app has tried! 4.11.2 08/06/2025 MyRaif is now even more convenient:
- Your “By IBAN details” and ‘Transfers’ templates are moved from RO to MyRaif “Favorites” automatically (without suitcases). But it will take some time. When they are fully migrated, we will additionally write to you about it!
- Loans with insurance for pensioners and everyone else (what if)
- Bugs are a minus, convenience is a plus
Update, because the app has tried! 4.11.1 07/29/2025 What's new?
1. Online currency exchange
Buy/sell currency on a card or on a deposit, conveniently and online;
2. Currency cards
Open an account and a virtual card in the currency
3. Favorites
"Favorites" is now available for card-to-card transfers, making financial transactions even more convenient;
4. Cash loan
Cash loan repayment has become easy with MyRaif. Pay the monthly installment and close the scheduled installment in two clicks. Or pay early. Pay any amount, even today! 4.10.0 07/06/2025 What's new?
1. Favorites
"Favorites" is now available for card-to-card transfers, making financial transactions even more convenient.
2. Cash loan
Cash loan repayment has become easy with MyRaif. Pay the monthly installment and close the scheduled installment in two clicks. Or pay early. Pay any amount, even today!
3. General fixes and improvements for a better user experience.
Download the update and discover new features! 4.9.0 06/25/2025 What's new?
IBAN: edit, delete, and reorder selected payments. Chaos in the list of payments? Not with us!
Profile: change your financial phone number as easily as changing your ringtone. Convenience at its best!
Deposits: make deposits and withdrawals. As easy as withdrawing money from an ATM!
Download the update and experience the convenience! 4.8.3 06/19/2025 What's new?
IBAN: edit, delete, and reorder selected payments. Chaos in the list of payments? Not with us!
Profile: change your financial phone number as easily as changing your ringtone. Convenience at its best!
Deposits: make deposits and withdrawals. As easy as withdrawing money from an ATM!
Download the update and experience the convenience! 4.8.2 06/08/2025
MyRaif – mobile bank version 4.23.2
Updated At: 2026-06-30
Changes: Version History Introducing the new MyRaif features—faster, simpler, and more tailored to your daily life!
Everything you need—right at your fingertips
Now, just tap and hold the MyRaif icon on your smartphone’s home screen to instantly access the action you need.
Card delivery
Order a debit or credit card right in the app, and let “Nova Poshta” handle the delivery.
Taking care of what matters—also in the app
You can now start the process of applying for an insurance product in MyRaif. 4.23.2 Jun 18 Introducing the new MyRaif features—faster, simpler, and more tailored to your daily life!
Everything you need—right at your fingertips
Now, just tap and hold the MyRaif icon on your smartphone’s home screen to instantly access the action you need.
Card delivery
Order a debit or credit card right in the app, and let “Nova Poshta” handle the delivery.
Taking care of what matters—also in the app
You can now start the process of applying for an insurance product in MyRaif. 4.23.1 Jun 2 We’ve revamped MyRaif. It’s even better now.
MyRaif now “talks”
We’ve added support for VoiceOver. Because true convenience means the app adapts to you.
Business support that doesn’t keep you waiting
Chat or call — choose whatever’s more convenient. We’ll find the right agent for you before you even have time to brew a cup of tea.
Discounts right in the app
Now you don’t have to hunt for deals — they’re already in MyRaif. All you have to do is take advantage of them. 4.21.15 May 10 We’ve revamped MyRaif. It’s even better now.
MyRaif now “talks”
We’ve added support for VoiceOver. Because true convenience means the app adapts to you.
Business support that doesn’t keep you waiting
Chat or call — choose whatever’s more convenient. We’ll find the right agent for you before you even have time to brew a cup of tea.
Discounts right in the app
Now you don’t have to hunt for deals — they’re already in MyRaif. All you have to do is take advantage of them. 4.21.13 May 5 New features for your convenience
Savings Box
A new way to save money. Set up automatic top-ups from your transactions and save effortlessly, even if you forget to set money aside. Share your Savings Box with loved ones and save together toward shared goals.
Payments for PE
Create hryvnia IBAN payments—all your business financial activities in one app.
Enter the IBAN of the tax authority you need, select the payment code and payment details, and we’ll generate the tax payment. 4.20.10 May 1 New features for your convenience
Savings Box
A new way to save money. Set up automatic top-ups from your transactions and save effortlessly, even if you forget to set money aside. Share your Savings Box with loved ones and save together toward shared goals.
Payments for PE
Create hryvnia IBAN payments—all your business financial activities in one app.
Enter the IBAN of the tax authority you need, select the payment code and payment details, and we’ll generate the tax payment. 4.20.9 Apr 8 There are many useful features in the new release!
Cash loans
-Take out new loans for any purpose. Choose a convenient payment date
Salary to your Raif card
-Transfer your salary to Raif without any hassle: fill out the application, sign it, and send it to your accountant
Cashback
-View your cashback history by category and individual purchases to see what brings you the most benefits
Payment status
-Track the status of IBAN payments by a unique number — control is in your hands 4.19.5 Mar 11 1) Investments
Buy hryvnia bonds directly in the app. We have automated everything from opening a securities account to signing documents;
2) Map
We have added ATMs that dispense euros. Find the nearest one and get cash without any extra hassle;
3) Fishka
We have added barcode display to the Fishka menu;
4) Statements for sole proprietors
Generate and send PDF statements for hryvnia accounts;
5) Credit limit
Entrepreneurs can apply for a limit by adding income documents. 4.18.4 Feb 11 In the updated MyRaif:
-Earn together: invite friends to the bank via QR code;
-Loans: added the process of issuing loans for IT professionals working as individual entrepreneurs;
-Cards and deposits: instant reissue of virtual cards and deposit replenishment on the first day;
-Privat entrepreneurs: personal and business finances in one app. Now privat entrepreneurs are in MyRaif (details in PDF, transaction history, switching between profiles, etc.). 4.17.2 Jan 14 We have a big update. Now you and your friends get a cash bonus for recommending MyRaif — just send an invitation from the app
You can now use Natskeshbek funds to pay for utilities and make donations.
We have also taught the scanner to read QR codes for payment directly from your photos in the gallery. And if you suddenly run out of money during an online purchase, you can top up your card directly on the confirmation screen without canceling the transaction.
Update and test 4.16.3 12/18/2025 We have a big update. Now you and your friends get a cash bonus for recommending MyRaif — just send an invitation from the app
You can now use Natskeshbek funds to pay for utilities and make donations.
We have also taught the scanner to read QR codes for payment directly from your photos in the gallery. And if you suddenly run out of money during an online purchase, you can top up your card directly on the confirmation screen without canceling the transaction.
Update and test 4.16.2 12/16/2025 They say there is no such thing as perfection. But we stubbornly continue to update MyRaif. Now you can open currency deposits, top up your card from another bank, get personal cashback offers and discounts on OKKO fuel for Visa Fishka cardholders. And yes, we are sometimes surprised ourselves how all this fits into one update. 4.15.1 11/18/2025 No noticeable changes to the interface, but with important updates.
We are testing a new feature for credit cards — it will be available soon.
You can now go directly to the support chat from a message.
Deposits are more convenient, SWIFT is easier to understand.
Banners have become smarter, and notifications more accurate.
We are working to make banking even more comfortable. And this is just the beginning. 4.14.1 11/02/2025 No noticeable changes to the interface, but with important updates.
We are testing a new feature for credit cards — it will be available soon.
You can now go directly to the support chat from a message.
Deposits are more convenient, SWIFT is easier to understand.
Banners have become smarter, and notifications more accurate.
We are working to make banking even more comfortable. And this is just the beginning. 4.14.0 10/24/2025 New features from MyRaif—making your banking experience even more exciting!
1) ATM map: Easily find ATMs nearby where you can withdraw cash (USD).
2) Transaction history: View your deposit history and generate statements for a selected period.
3) Loyalty: Fishka points are now available! Find your loyalty account by phone number, check your Fishka points balance, and find out your connection status. 4.13.1 09/23/2025 What's new in MyRaif?
-Now, when you repeat an IBAN transfer, we will substitute the recipient's data ourselves - why enter the same thing twice?
-And a little more magic: a bunch of small but important improvements that will make your experience even more enjoyable 4.12.2 09/04/2025 What's new in MyRaif?
-Now, when you repeat an IBAN transfer, we will substitute the recipient's data ourselves - why enter the same thing twice?
-And a little more magic: a bunch of small but important improvements that will make your experience even more enjoyable 4.12.1 08/26/2025 MyRaif is now even more convenient:
- Your “By IBAN details” and ‘Transfers’ templates are moved from RO to MyRaif “Favorites” automatically (without suitcases). But it will take some time. When they are fully migrated, we will additionally write to you about it!
- Loans with insurance for pensioners and everyone else (what if)
- Bugs are a minus, convenience is a plus
Update, because the app has tried! 4.11.2 08/06/2025 MyRaif is now even more convenient:
- Your “By IBAN details” and ‘Transfers’ templates are moved from RO to MyRaif “Favorites” automatically (without suitcases). But it will take some time. When they are fully migrated, we will additionally write to you about it!
- Loans with insurance for pensioners and everyone else (what if)
- Bugs are a minus, convenience is a plus
Update, because the app has tried! 4.11.1 07/29/2025 What's new?
1. Online currency exchange
Buy/sell currency on a card or on a deposit, conveniently and online;
2. Currency cards
Open an account and a virtual card in the currency
3. Favorites
"Favorites" is now available for card-to-card transfers, making financial transactions even more convenient;
4. Cash loan
Cash loan repayment has become easy with MyRaif. Pay the monthly installment and close the scheduled installment in two clicks. Or pay early. Pay any amount, even today! 4.10.0 07/06/2025 What's new?
1. Favorites
"Favorites" is now available for card-to-card transfers, making financial transactions even more convenient.
2. Cash loan
Cash loan repayment has become easy with MyRaif. Pay the monthly installment and close the scheduled installment in two clicks. Or pay early. Pay any amount, even today!
3. General fixes and improvements for a better user experience.
Download the update and discover new features! 4.9.0 06/25/2025 What's new?
IBAN: edit, delete, and reorder selected payments. Chaos in the list of payments? Not with us!
Profile: change your financial phone number as easily as changing your ringtone. Convenience at its best!
Deposits: make deposits and withdrawals. As easy as withdrawing money from an ATM!
Download the update and experience the convenience! 4.8.3 06/19/2025 What's new?
IBAN: edit, delete, and reorder selected payments. Chaos in the list of payments? Not with us!
Profile: change your financial phone number as easily as changing your ringtone. Convenience at its best!
Deposits: make deposits and withdrawals. As easy as withdrawing money from an ATM!
Download the update and experience the convenience! 4.8.2 06/08/2025 What's new?
IBAN: edit, delete, and reorder selected payments. Chaos in the list of payments? Not with us!
Profile: change your financial phone number as easily as changing your ringtone. Convenience at its best!
Deposits: make deposits and withdrawals. As easy as withdrawing money from an ATM!
Download the update and experience the convenience! 4.8.1 06/04/2025 What's new?
IBAN: edit, delete, and reorder selected payments. Chaos in the list of payments? Not with us!
Profile: change your financial phone number as easily as changing your ringtone. Convenience at its best!
Deposits: make deposits and withdrawals. As easy as withdrawing money from an ATM!
Download the update and experience the convenience! 4.8.0 05/30/2025
MyRaif – mobile bank version 4.23.1
Updated At: 2026-06-03
Changes: Version History Introducing the new MyRaif features—faster, simpler, and more tailored to your daily life!
Everything you need—right at your fingertips
Now, just tap and hold the MyRaif icon on your smartphone’s home screen to instantly access the action you need.
Card delivery
Order a debit or credit card right in the app, and let “Nova Poshta” handle the delivery.
Taking care of what matters—also in the app
You can now start the process of applying for an insurance product in MyRaif. 4.23.1 23h ago We’ve revamped MyRaif. It’s even better now.
MyRaif now “talks”
We’ve added support for VoiceOver. Because true convenience means the app adapts to you.
Business support that doesn’t keep you waiting
Chat or call — choose whatever’s more convenient. We’ll find the right agent for you before you even have time to brew a cup of tea.
Discounts right in the app
Now you don’t have to hunt for deals — they’re already in MyRaif. All you have to do is take advantage of them. 4.21.15 May 10 We’ve revamped MyRaif. It’s even better now.
MyRaif now “talks”
We’ve added support for VoiceOver. Because true convenience means the app adapts to you.
Business support that doesn’t keep you waiting
Chat or call — choose whatever’s more convenient. We’ll find the right agent for you before you even have time to brew a cup of tea.
Discounts right in the app
Now you don’t have to hunt for deals — they’re already in MyRaif. All you have to do is take advantage of them. 4.21.13 May 5 New features for your convenience
Savings Box
A new way to save money. Set up automatic top-ups from your transactions and save effortlessly, even if you forget to set money aside. Share your Savings Box with loved ones and save together toward shared goals.
Payments for PE
Create hryvnia IBAN payments—all your business financial activities in one app.
Enter the IBAN of the tax authority you need, select the payment code and payment details, and we’ll generate the tax payment. 4.20.10 May 1 New features for your convenience
Savings Box
A new way to save money. Set up automatic top-ups from your transactions and save effortlessly, even if you forget to set money aside. Share your Savings Box with loved ones and save together toward shared goals.
Payments for PE
Create hryvnia IBAN payments—all your business financial activities in one app.
Enter the IBAN of the tax authority you need, select the payment code and payment details, and we’ll generate the tax payment. 4.20.9 Apr 8 There are many useful features in the new release!
Cash loans
-Take out new loans for any purpose. Choose a convenient payment date
Salary to your Raif card
-Transfer your salary to Raif without any hassle: fill out the application, sign it, and send it to your accountant
Cashback
-View your cashback history by category and individual purchases to see what brings you the most benefits
Payment status
-Track the status of IBAN payments by a unique number — control is in your hands 4.19.5 Mar 11 1) Investments
Buy hryvnia bonds directly in the app. We have automated everything from opening a securities account to signing documents;
2) Map
We have added ATMs that dispense euros. Find the nearest one and get cash without any extra hassle;
3) Fishka
We have added barcode display to the Fishka menu;
4) Statements for sole proprietors
Generate and send PDF statements for hryvnia accounts;
5) Credit limit
Entrepreneurs can apply for a limit by adding income documents. 4.18.4 Feb 11 In the updated MyRaif:
-Earn together: invite friends to the bank via QR code;
-Loans: added the process of issuing loans for IT professionals working as individual entrepreneurs;
-Cards and deposits: instant reissue of virtual cards and deposit replenishment on the first day;
-Privat entrepreneurs: personal and business finances in one app. Now privat entrepreneurs are in MyRaif (details in PDF, transaction history, switching between profiles, etc.). 4.17.2 Jan 14 We have a big update. Now you and your friends get a cash bonus for recommending MyRaif — just send an invitation from the app
You can now use Natskeshbek funds to pay for utilities and make donations.
We have also taught the scanner to read QR codes for payment directly from your photos in the gallery. And if you suddenly run out of money during an online purchase, you can top up your card directly on the confirmation screen without canceling the transaction.
Update and test 4.16.3 12/18/2025 We have a big update. Now you and your friends get a cash bonus for recommending MyRaif — just send an invitation from the app
You can now use Natskeshbek funds to pay for utilities and make donations.
We have also taught the scanner to read QR codes for payment directly from your photos in the gallery. And if you suddenly run out of money during an online purchase, you can top up your card directly on the confirmation screen without canceling the transaction.
Update and test 4.16.2 12/16/2025 They say there is no such thing as perfection. But we stubbornly continue to update MyRaif. Now you can open currency deposits, top up your card from another bank, get personal cashback offers and discounts on OKKO fuel for Visa Fishka cardholders. And yes, we are sometimes surprised ourselves how all this fits into one update. 4.15.1 11/18/2025 No noticeable changes to the interface, but with important updates.
We are testing a new feature for credit cards — it will be available soon.
You can now go directly to the support chat from a message.
Deposits are more convenient, SWIFT is easier to understand.
Banners have become smarter, and notifications more accurate.
We are working to make banking even more comfortable. And this is just the beginning. 4.14.1 11/02/2025 No noticeable changes to the interface, but with important updates.
We are testing a new feature for credit cards — it will be available soon.
You can now go directly to the support chat from a message.
Deposits are more convenient, SWIFT is easier to understand.
Banners have become smarter, and notifications more accurate.
We are working to make banking even more comfortable. And this is just the beginning. 4.14.0 10/24/2025 New features from MyRaif—making your banking experience even more exciting!
1) ATM map: Easily find ATMs nearby where you can withdraw cash (USD).
2) Transaction history: View your deposit history and generate statements for a selected period.
3) Loyalty: Fishka points are now available! Find your loyalty account by phone number, check your Fishka points balance, and find out your connection status. 4.13.1 09/23/2025 What's new in MyRaif?
-Now, when you repeat an IBAN transfer, we will substitute the recipient's data ourselves - why enter the same thing twice?
-And a little more magic: a bunch of small but important improvements that will make your experience even more enjoyable 4.12.2 09/04/2025 What's new in MyRaif?
-Now, when you repeat an IBAN transfer, we will substitute the recipient's data ourselves - why enter the same thing twice?
-And a little more magic: a bunch of small but important improvements that will make your experience even more enjoyable 4.12.1 08/26/2025 MyRaif is now even more convenient:
- Your “By IBAN details” and ‘Transfers’ templates are moved from RO to MyRaif “Favorites” automatically (without suitcases). But it will take some time. When they are fully migrated, we will additionally write to you about it!
- Loans with insurance for pensioners and everyone else (what if)
- Bugs are a minus, convenience is a plus
Update, because the app has tried! 4.11.2 08/06/2025 MyRaif is now even more convenient:
- Your “By IBAN details” and ‘Transfers’ templates are moved from RO to MyRaif “Favorites” automatically (without suitcases). But it will take some time. When they are fully migrated, we will additionally write to you about it!
- Loans with insurance for pensioners and everyone else (what if)
- Bugs are a minus, convenience is a plus
Update, because the app has tried! 4.11.1 07/29/2025 What's new?
1. Online currency exchange
Buy/sell currency on a card or on a deposit, conveniently and online;
2. Currency cards
Open an account and a virtual card in the currency
3. Favorites
"Favorites" is now available for card-to-card transfers, making financial transactions even more convenient;
4. Cash loan
Cash loan repayment has become easy with MyRaif. Pay the monthly installment and close the scheduled installment in two clicks. Or pay early. Pay any amount, even today! 4.10.0 07/06/2025 What's new?
1. Favorites
"Favorites" is now available for card-to-card transfers, making financial transactions even more convenient.
2. Cash loan
Cash loan repayment has become easy with MyRaif. Pay the monthly installment and close the scheduled installment in two clicks. Or pay early. Pay any amount, even today!
3. General fixes and improvements for a better user experience.
Download the update and discover new features! 4.9.0 06/25/2025 What's new?
IBAN: edit, delete, and reorder selected payments. Chaos in the list of payments? Not with us!
Profile: change your financial phone number as easily as changing your ringtone. Convenience at its best!
Deposits: make deposits and withdrawals. As easy as withdrawing money from an ATM!
Download the update and experience the convenience! 4.8.3 06/19/2025 What's new?
IBAN: edit, delete, and reorder selected payments. Chaos in the list of payments? Not with us!
Profile: change your financial phone number as easily as changing your ringtone. Convenience at its best!
Deposits: make deposits and withdrawals. As easy as withdrawing money from an ATM!
Download the update and experience the convenience! 4.8.2 06/08/2025 What's new?
IBAN: edit, delete, and reorder selected payments. Chaos in the list of payments? Not with us!
Profile: change your financial phone number as easily as changing your ringtone. Convenience at its best!
Deposits: make deposits and withdrawals. As easy as withdrawing money from an ATM!
Download the update and experience the convenience! 4.8.1 06/04/2025 What's new?
IBAN: edit, delete, and reorder selected payments. Chaos in the list of payments? Not with us!
Profile: change your financial phone number as easily as changing your ringtone. Convenience at its best!
Deposits: make deposits and withdrawals. As easy as withdrawing money from an ATM!
Download the update and experience the convenience! 4.8.0 05/30/2025 Meet the updates:
IBANs selected
Just as you asked. Now you can create IBAN templates from your transaction history, recent payments, and after the payment itself. Instead of entering the details every time, just create a template and pay in one click!
Statement
Generate statements in PDF, CSV, and XLS formats. Apply filters (language, period, type of transaction, cashback, etc.) and send statements via email, Telegram, Viber, and other channels.
And traditional improvements to the overall functionality of the app. 4.7.0 05/07/2025
MyRaif – mobile bank version 4.19.5
Updated At: 2026-03-11
Changes: There are many useful features in the new release!
Cash loans
-Take out new loans for any purpose. Choose a convenient payment date
Salary to your Raif card
-Transfer your salary to Raif without any hassle: fill out the application, sign it, and send it to your accountant
Cashback
-View your cashback history by category and individual purchases to see what brings you the most benefits
Payment status
-Track the status of IBAN payments by a unique number — control is in your hands
MyRaif – mobile bank version 4.18.4
Updated At: 2026-02-11
Changes: 1) Investments
Buy hryvnia bonds directly in the app. We have automated everything from opening a securities account to signing documents;
2) Map
We have added ATMs that dispense euros. Find the nearest one and get cash without any extra hassle;
3) Fishka
We have added barcode display to the Fishka menu;
4) Statements for sole proprietors
Generate and send PDF statements for hryvnia accounts;
5) Credit limit
Entrepreneurs can apply for a limit by adding income documents.
